Kokomo Tribune; Kokomo, Indiana

Columns

October 5, 2013

RAY DAY: Keeping a little in reserve

I guess I opened up a subject that opened up some eyes: A reader asked me about ways to live comfortably and how to save.

As I have stated before, this is my opinion only, so read with an open mind. Many times we live our lives with the results not being beneficial to us or to others around us. Many spend money foolishly, and before their next check comes in, they are broke. Many will look at spending as a way of enjoyment and not as a way of putting back for that rainy day when it is vital to have that extra dollar or two.

I guess my way of spending comes from the old days, when you had barely enough to get by. You had to reach out to someone and help.

My memories of Mom giving that extra piece of cake or chicken to one of us, instead of eating it herself, gives me the strength to say no to the many things out there that I would like to have but really do not need. That’s who I am.

If you ask me what I paid out in bills for the month, I could tell you just by looking at my budget sheet.

No, I am not cheap. I like to say that I am thrifty. And I won’t allow myself to go away from my budgeting and let another firm tell me how to spend or invest my money.

Having lost all my stock in the steel mill, I am wary of letting others manage my money, what there is of it. Find a reliable bank and keep a close check on the everyday use of your funds.

Dad always said you don’t keep your money in someone else’s pockets. Mom always said you save what you can so that in case it is needed, it is there to use.

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