Kokomo Tribune; Kokomo, Indiana

September 28, 2013

RAY DAY: Today's uncertainty


Kokomo Tribune

---- — There is no question that we live in a time of uncertainty. How we deal with it has been difficult for many to decide.

When you are in what we are today, you start worrying about how you will survive, with food on the table and a home to live in.

Many, over the last few years, have overextended themselves with credit purchases, large-home buying, and living high off the hog, so to speak.

Credit is good to have access to, if you use it wisely. But you can get in over your head before you know it, and that is bad.

Buying a home with lots of goodies, including extra rooms and more space than is needed, has lately been part of the straw that is breaking the camel’s back. Many through the years have been led to believe that buying a large home is the thing to do, and now they find they can’t pay for it.

Many were led to the signing table by real-estate agents who really should be selling the customer what he can afford. Buyers should buy what they can afford today.

Now, we do have many honest Realtors here in our city who really care about how much the buyer can afford, and they sell accordingly. That is good. But the true fact is there are some out there who don’t really care about the buyers, once the papers are signed.

Commercials on television tell viewers they can get a great buy now and get money back, and that is wrong. Money the buyer never had suddenly is offered with a new car or truck too.

We, from the very first of our married life, have been on a budget. That is 56 years of knowing where most of our money went and how much we can afford when making purchases.

Many have referred to me as a penny pincher. They say I can make Abe holler in pain, holding on to that penny. Many have said I am cheap and that I don’t have much to brag about.

Well, what we have is what we want in life. What we save is for a time like today, when there isn’t much money coming in but enough on hand to feel good about tomorrow. I can rest assured we won’t go hungry, nor will we feel homeless.

There is no excuse for people going hungry and having no place to live, when we are sending food overseas and money too that many times does not get in the right hands. Why are we giving all those billions to Egypt, when they are so rich now?

If we, as one of the most honored countries in this world, can feed others, then we should be able to feed our own first. I believe in sharing the assets of the rich to the poor, but also we need to open avenues so those poor people can earn enough and hold their heads high in making a good life available for the families they are the head of.

I don’t even like the idea of bombing other countries, as it is always we who rebuild them back to a better way.

We are not, nor will we be, safe, as long as we keep giving to others who one day will rise and try to take us over. You can’t buy peace, and no one wins in war. Let’s just take care of our own and show the rest we are a better country for it.

Why can’t we, as God’s children, get along with each other?

And don’t forget the men and women who so valiantly gave their lives so that we the people can go on with our lives.

We, the people of a free nation, are so because of those who serve in our armed forces. Bless all of you for keeping us free.

Ray “Uncle Ray” Day is a weekly contributor to the Kokomo Tribune. Contact him at uncleray@earthlink.net.