Kokomo Tribune; Kokomo, Indiana

Breaking News

Local News

October 21, 2013

Navigator answers ACA questions

More education needed to reduce confusion.

Someone recently asked Nemramy D’Agostino if people could be thrown in jail for not having health insurance per the new rules of the Affordable Care Act.

The certified navigator chuckled as she told the story.

“No, you won’t be thrown in jail,” she told that person.

It was an illustration, though, of just how important community outreach is, she said. There are so many questions and misconceptions surrounding the ACA and the new health insurance marketplace, she said.

Her job is to answer those questions and debunk the myths.

D’Agostino tried to do just that during a League of Women Voters forum on the ACA Wednesday night.

She delivered an hour-long presentation showing people what to look for when shopping on the exchange.

She flashed informational slides through a projector as people in the crowd quickly jotted down notes. D’Agostino paused occasionally to answer questions.

She started with some basic information explaining the Affordable Care Act. The navigator quickly delved deeper into the exchange, though.

She explained the tax credits and cost-sharing reductions available to some families to help lower the cost of premiums, copays, coinsurance and deductibles. Eligibility for the tax credits and immediate reductions are based on income and family size, D’Agostino said.

But people who smoke are not eligible for the assistance regardless of how little they make or how big their families are, she explained.

The crowd wanted to know more about the five tiers of insurance plans available on the new marketplace.

They start at the bottom with a catastrophic plan that covers three primary care visits each year until a consumer meets the deductible. That plan is only available to people under the age of 30, D’Agostino said.

The plans go all the way up to the platinum plan. Under that plan, insurance pays 90 percent of medical costs, but premiums are higher. The bronze plans cover 60 percent of costs. The silver plans cover 70 percent, and the gold plans pay 80 percent.

Text Only | Photo Reprints
Local News
  • BK rebuild 04 Peru restaurant B-K West rebuilding after tornado PERU -- B-K West is more than just a drive-in restaurant to its owner, J.D. Hann. It's a piece of his childhood, a historic Peru landmark, and it's his baby. "I grew up with this place," the 57-year-old Peru native said. "We used to walk the tracks o

    April 16, 2014 7 Photos

  • Congresswoman Susan Brooks backs manufacturing training efforts Congresswoman Susan Brooks' own personal manufacturing experience may have been limited to three months in a Kendallville caramel factory as a college student, but in her congressional roles, she's having an impact on the skills debate. In Kokomo Tue

    April 16, 2014

  • Superintendent of Ind Ed 01 State Superintendent Glenda Ritz visits Peru, discusses new standards PERU -- State Superintendent of Public Instruction Glenda Ritz said Tuesday she is comfortable with the quick pace at which new academic standards are moving from concept to classroom. The Indiana Department of Education released a final draft of new

    April 16, 2014 4 Photos

  • Chrysler CEO will headline Tipton plant opening Chrysler CEO Sergio Marchionne will preside over the grand opening of the company's fifth north central Indiana plant, the Tipton Transmission Plant, at a ceremony May 13, company officials announced Tuesday. In February 2013, Chrysler announced it w

    April 16, 2014

  • More than 70 businesses participate in annual job fair More than 70 local businesses got a look at the workforce of tomorrow during Tuesday's Kokomo Area Job Fair at the Ivy Tech Kokomo Event & Conference Center. The event, put on as a partnership between Indiana University Kokomo and Ivy Tech Community

    April 16, 2014

  • Kokomo episode of 'My First Home' airs Saturday A cautious cat-lover will search for the perfect house in Kokomo on Saturday's episode of "My First Home" on TLC. The episode airs at noon and features Kokomo real estate agent Gena Martin and first-time homebuyer Steven Underwood. In its description

    April 16, 2014

  • Easter basket workshop Thursday Generous individuals and businesses in town donated enough candy, games and books to fill more than 500 Easter baskets at this year's Tom Carey Easter Basket Workshop. The workshop starts at 10 a.m. Thursday. Any families that are strapped for cash t

    April 16, 2014

  • IUK to give Chrysler CEO Sergio Marchionne honorary degree Chrysler CEO Sergio Marchionne will be at Indiana University Kokomo’s May 13 commencement to accept an honorary degree from Indiana University President Michael McRobbie, IUK officials announced. In a statement, McRobbie credited Marchionne with engi

    April 15, 2014

  • Cheryl Marner aims to cross finish line during this year's Boston Marathon Cheryl Marner was a mile from the finish line at last year's Boston Marathon when all of the runners in front of her suddenly stopped. The race had come to a halt, and at the time, she didn't know why. "There was a lot of confusion," she said. "I hea

    April 15, 2014

  • Property taxes to increase Many of the residents in Howard County can expect an increase in their property taxes when bills are mailed out later this week. Tax rate increases, a smaller homestead tax credit collection from the state and a decrease in the county's overall net a

    April 15, 2014

Latest news
Featured Ads
Only on our website
AP Video
Raw: Ferry Sinks Off South Korean Coast Town, Victims Remember Texas Blast Freeze Leaves Florida Panhandle With Dead Trees At Boston Marathon, a Chance to Finally Finish Are School Dress Codes Too Strict? Raw: Fatal Ferry Boat Accident Suspicious Bags Found Near Marathon Finish Line Boston Marks the 1st Anniversary of Bombing NYPD Ends Muslim Surveillance Program 8-year-old Boy Gets His Wish: Fly Like Iron Man Sex Offenders Arrested in Slayings of CA Women India's Transgenders Celebrate Historic Ruling Tributes Mark Boston Bombing Anniversary Raw: Kan. Shooting Suspect Faces Judge

Click HERE to read all your Parade favorites including Hollywood Wire, Celebrity interviews and photo galleries, Food recipes and cooking tips, Games and lots more.